Liability insurance for skippers, crew members and passengers on board

The master is the principal and responsible person on board the vessel, who operates the vessel, determines the route and anchorage or mooring, regularly monitors the weather forecast and uses his nautical knowledge to bring the vessel and crew safely to their destination. However, the skipper is only human and can misjudge a dangerous situation and unintentionally cause damage to the vessel or injury to crew members or even third parties. To minimise the impact on his financial situation, Premium Yacht Insurance’s liability insurance for skippers, crew members and passengers is available.

As the skipper is responsible for the vessel and crew with all his present and future assets, he supplements his insurance cover with this policy, which may not be specified in the terms and conditions of the vessel's liability insurance. Damage to persons and property is covered in accordance with the terms and conditions of the master’s liability insurance for sailing yachts and motor vessels for hire, and also includes claims for damages by the own crew against the master and other similar persons. In professional terms, the subject-matter of the liability insurance shall be the civil non-contractual liability of the insured person for damages for death, bodily injury, or personal injury and for damage to or destruction of third parties' property while the insured person was operating the vessel for a voyage for which he was duly authorised.

For an insurance policy, please contact us HERE.